Voluntary Benefits

The critical illness group plan pays a lump-sum benefit if a covered person is diagnosed with a heart attack, stroke, cancer or many other conditions. It can help cover out-of-pocket medical expenses for treatments that aren’t covered by your medical plan, such as deductibles and coinsurance.

Learn more about Critical Illness HERE, or review HALO’s Critical Illness Policy Summary.  Premium details can be found HERE.

You may choose group critical illness insurance as follows:

• Employees—can be elected in increments of $5,000 up to $30,000
• Spouses—can elect in increments of $2,500 up to $15,000
• Children—can elect in increments of $2,500 up to $15,000

What does coverage cost?

The costs below represents the bi-weekly cost for Employee Critical Illness.

The costs below represents the bi-weekly cost for Spouse/Child Critical Illness.

The group accident insurance plan helps offset your out-of-pocket expenses in the event of an accident, such as copays, coinsurance, and other medical expenses. This plan covers accidents that occur off the job and includes a range of incidents from common injuries to more serious events.  Please review the Hospital Indemnity Plan Summary, for an overview of the plan coverages.

The costs below represents the bi-weekly cost for Accident Insurance.

The hospital indemnity insurance program pays a cash benefit to you for covered hospital stays, intensive care stays, and post hospital skilled nursing facility care. This cash payment can be used however you choose.  This benefit does not pay for voluntary procedures.  Please review the Hospital Indemnity Plan Summary, for an overview of the plan coverages.

The costs below represents the bi-weekly cost for Hospital Indemnity.